These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip.

Purchase Protection – coverage period is 90 days from the date of purchase.

You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Preferred credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: hotel accommodation purchases through Chase Travel that qualify for the $50 Annual Chase Travel Hotel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category. 5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points total for each $1 spent on purchases made using your card through Chase Travel (3 additional points on top of the 2 points earned on each purchase in the travel category). Any hotel accommodation purchases made using your card through Chase Travel that qualify for the $50 Annual Chase Travel Hotel Credit, won’t earn points. “$50 Annual Chase Travel Hotel Credit” means the statement credit that is automatically applied to your account annually on hotel accommodation purchases made using your card through Chase Travel, up to an annual maximum accumulation of $50. “Annually” means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: dining at restaurants including takeout and eligible delivery services; select streaming services; online grocery (excluding Target®, Walmart® and wholesale clubs). 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. 10% anniversary points bonus: Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Chase Sapphire Preferred rewards program, you can see the latest Rewards Program Agreement at chase.com/sapphire/rewardsagreement and it will also be available for cardmembers after logging in to chase.com/ultimaterewards and will be mailed for new or changed accounts.

A statement credit will automatically be applied to your account when your card is used for hotel accommodation purchases made through Chase Travel, up to an annual maximum accumulation of $50. Annual means the year beginning with your first account anniversary after 08/15/2021 through the first statement date after your next account anniversary, and the 12 monthly billing cycles after that each year. To see when you are eligible for your next $50 Annual Credit visit chase.com/ultimaterewards. Annually, the first $50 in Chase Travel hotel purchases will not earn rewards points. Statement credit(s) will appear on your monthly credit card billing statement within 1-2 billing cycles after your purchase posts to your account.

See Cardmember Agreement for details.

Merchants in this category specialize in delivering music and video content over the internet. Only subscriptions paid for, or purchases made with the following select merchants will qualify for this category: Apple Music, Apple TV, Disney+, Fubo TV, Max, Hulu, Netflix, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Sling, Spotify, YouTube Premium, YouTube TV and Vudu. The listed merchant(s) should not be considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owner(s).

You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Preferred card by 12/31/2027. Membership period for all users on this Chase Sapphire account will begin and end based on when the first user activates the membership on DoorDash or Caviar. The same login credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. DashPass benefits apply only to eligible orders from DashPasseligible merchants that meet the minimum subtotal requirement, excluding taxes and fees (as stated in the DoorDash and Caviar apps and sites with amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may still apply. Current value of the DashPass membership is as of 02/01/2025. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Wallet), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass membership during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US.

Once you have activated your Chase Sapphire or Sapphire Preferred DashPass membership, you will receive a $10 off discount each calendar month at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in the Chase Sapphire or Sapphire Preferred DashPass membership. Discount applies to subtotal only; does not apply to fees, taxes, and gratuity. Fees, taxes, and gratuity still apply. To claim, select the discount from the promotion wallet at checkout, or claim the discount when prompted in the DoorDash app or website. If the full $10 value is not used on a single order, the remaining value will be forfeited. You must use the card used to enroll in your Chase Sapphire or Chase Sapphire Preferred DashPass membership as your payment method at order checkout to receive this discount. This discount may be combined with other order-level promotions, discounts, or deals. The monthly discount will be made available to you in your DoorDash account at the beginning of each month and will only be available for the remainder of that calendar month; the monthly discount will not roll over into a subsequent month. Once redeemed, the discount will not be refunded to the user regardless of whether the user otherwise receives a refund or credits back on their order. Not valid for the purchase of gift cards. Not valid on alcohol in some states. Limit one redemption per month per person. Valid in the U.S. only. Discount has no cash value and is non-transferable. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Credit card product changes during the promotional period will forfeit this offer. Additional DoorDash promotional terms and conditions available at: https://help.doordash.com/consumers/s/article/offerterms-conditions?language=en_US.

All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions.

You’ll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That’s 3 additional points on top of the 2 points earned on travel purchases in the rewards program. Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible. Additional points will appear on your billing statement in a separate line from base points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.

You’ll earn a total of 10 (Sapphire Reserve or J.P. Morgan Reserve) or 5 (Sapphire Preferred) points for each $1 spent on up to $5,000 in total purchases when your card is used for Peloton equipment and accessory purchases over $150 through Peloton from 4/1/2025 through 12/31/2027. That’s 9 (Sapphire Reserve or J.P. Morgan Reserve) or 4 (Sapphire Preferred) points on top of the 1 point you already earn on these purchases with your card. Only purchases made directly through Peloton – through onepeloton.com, over the phone, or in a Peloton showroom – are eligible. Online purchases made using the Truemed pay with HSA/FSA funds checkout flow are not eligible. Purchases made outside the U.S. are not eligible. Gift cards and apparel are not eligible. Points earned on eligible Peloton equipment and accessory purchases will be deducted from the cardmember’s account if the order is cancelled or returned. Purchases must post to the cardmember’s account by the last day of the promotional period to qualify. Sometimes your card will be charged on a date after you make a purchase, and as a result the purchase may not post to your account until after the last day of the promotional period. Please allow 6 to 8 weeks after qualifying purchases post to your account for points to post to your account. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This bonus offer is nontransferable.

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

 Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Chase Mobile® app is available for select mobile devices. Message and data rates may apply

All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

 Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.