After meeting the $75,000 spend requirements as described above, you, as the primary cardmember, will have statement credits automatically applied to your account for Southwest Airlines purchases made on Chase Travel, up to a maximum accumulation of $500 for the remainder of the calendar year in which you qualify expiring at the end of the following calendar year. The most you can have available at one time is $1,000 in statement credits if you qualify in consecutive years. The $500 Southwest Airlines Chase Travel Credit must be available at the time qualifying purchases are made to be applied to your account. See the Benefits section of your account on chase.com or the Chase Mobile® app for benefit status. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. Any purchases that qualify for the $500 Southwest Airlines Chase Travel Credit will not earn points.

After meeting the $75,000 spend requirements as described above, you, as the primary cardmember, will be eligible for IHG One Rewards Diamond Elite status for the remainder of the calendar year in which you qualify and the following calendar year. After qualifying, you must activate this benefit by linking your IHG One Rewards account on Chase.com or the Chase mobile app. If you don’t have an IHG One Rewards account number, visit ihg.com/rewardsclub/us/en/enrollment/join to enroll and then return to chase.com or the Chase mobile app to link your IHG One Rewards account and activate this benefit. Please note, even if you already linked your IHG One Rewards account to receive the IHG Platinum Elite status benefit, you must link your IHG One Rewards account again. Please allow up to 3 weeks after linking your IHG One Rewards account for activation of your Diamond Elite status benefit to be complete. IHG One Rewards benefits are only available to cardmembers after enrollment and will not be granted retroactively for any activity that occurs before enrollment. To maintain Diamond Elite status the primary Cardmember’s credit card account must remain open and their IHG One Rewards account must remain in good standing. To receive Diamond Elite benefits, you must provide their IHG One Rewards account number at time of reservation or at time of check-in. All benefits are subject to the complete IHG One Rewards Membership Terms and Conditions, available at ihg.com/terms. IHG may alter the Diamond Elite benefits at any time. Benefits and rewards may vary by region and brand and are based on availability. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.

You, as the primary cardmember, will get access to the benefits described below after spending $75,000 in purchases on your Sapphire Reserve or JPMorgan Reserve card each calendar year. Benefits will apply for the remainder of the calendar year in which you qualify and continue through the following calendar year. Benefits are subject to change annually. Please allow 8 to 10 weeks after qualifying for benefits to be active or ready for activation if required. See the Benefits section of your account on Chase.com or the Chase Mobile® app for benefit status and to activate if required. Purchases are of products and services made with the card by you or an authorized user of the account; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Chase may remove access to these benefits if we suspect you’ve engaged in misuse or fraudulent activity as described in the Chase Sapphire Reserve Rewards Program Agreement, visit chase.com/sapphirereserve/rewardsagreement and in the J.P. Morgan Reserve Program Agreement, visit chase.com/jpmorganreserve/rewardsagreement. Purchases made with your Sapphire Reserve or J.P. Morgan Reserve card between January 1 and December 31 of each year, beginning in 2025, will count towards the $75,000 spend requirement. However, please note that if you downgrade to another Chase card and then upgrade back to Sapphire Reserve or J.P. Morgan Reserve, spend on your account prior to the downgrade will not count towards that calendar year’s $75,000 spend requirement.

Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

See your Rewards Program Agreement for more details.

A statement credit will be automatically applied to your account for purchases made in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Call the number on the back of your card to find out eligibility for your next $300 Annual Travel Credit. Purchases are of products and services, minus returns or refunds, made with the card by you or an authorized user of the account; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. The $300 Annual Travel Credit must be available at the time qualifying purchases are made to be applied to your account. Statement credits will be issued for the year in which the transaction posts to your account. For example, if you pay for baggage fees, but the airline does not post the transaction until after the current annual period ends, the cost of the baggage fees will be allocated towards the following year’s Annual Travel Credit maximum of $300. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. Any purchases that qualify for the $300 Annual Travel Credit will not earn points.

One-time activation required on chase.com or the Chase Mobile® app. A statement credit will be automatically applied to your account for qualifying Peloton Membership purchases up to a monthly maximum of $10 for a total maximum accumulation of $120 per calendar year through 12/31/2027. Qualifying monthly Peloton Memberships include only Peloton All-Access Membership, Rental, App+, Guide, App One, or Strength+ memberships purchased by you, or an authorized user, with a Chase Sapphire Reserve or J.P. Morgan Reserve credit card. Purchases made outside the U.S. are not eligible. For Peloton Membership statement credits, you must visit onepeloton.com/digital/promotions/chase and sign up for a new Peloton Membership or sign into your existing Peloton account with an eligible credit card as the payment method on file. Purchases made via a third-party app store (e.g., Apple App store or Google Play store) do not qualify for the statement credit. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. Chase is only responsible for posting the statement credit to your credit card account, based on information supplied by Peloton. Peloton Membership is subject to the Peloton Terms of Service available at https://www.onepeloton.com/terms-of-service.

You’ll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That’s 4 additional points on top of the 1 point earned on all purchases in the rewards program. Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible. Additional points will appear on your billing statement in a separate line from base points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.

You’ll earn a total of 10 (Sapphire Reserve or J.P. Morgan Reserve) or 5 (Sapphire Preferred) points for each $1 spent on up to $5,000 in total purchases when your card is used for Peloton equipment and accessory purchases over $150 through Peloton from 4/1/2025 through 12/31/2027. That’s 9 (Sapphire Reserve or J.P. Morgan Reserve) or 4 (Sapphire Preferred) points on top of the 1 point you already earn on these purchases with your card. Only purchases made directly through Peloton – through onepeloton.com, over the phone, or in a Peloton showroom – are eligible. Online purchases made using the Truemed pay with HSA/FSA funds checkout flow are not eligible. Purchases made outside the U.S. are not eligible. Gift cards and apparel are not eligible. Points earned on eligible. Peloton equipment and accessory purchases will be deducted from the cardmember’s account if the order is cancelled or returned. Purchases must post to the cardmember’s account by the last day of the promotional period to qualify. Sometimes your card will be charged on a date after you make a purchase, and as a result the purchase may not post to your account until after the last day of the promotional period. Please allow 6 to 8 weeks after qualifying purchases post to your account for points to post to your account. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This bonus offer is non-transferable.