A statement credit will be automatically applied to your account for dining purchases at select restaurants up to a maximum accumulation of $150 in statement credits from January 1 through June 30 and up to $150 from July 1 through December 31, for a total maximum accumulation of $300 in statement credits each calendar year. Calendar year means January 1 through December 31 of that same year. To qualify, dining purchases must be identifiable by Chase as having been made directly with the select restaurants. Certain types of purchases may not be identifiable and will therefore not qualify; for example, delivery and takeout, merchandise and gift cards, and purchases made through digital wallets, third-party payment accounts, or processed by the restaurant with a mobile or wireless card reader. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. The $300 Annual Dining Credit must be available at the time qualifying purchases are made to be applied to your account. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. For more information, including the list of select restaurants, go to OpenTable.com/Sapphire-Reserve-Dining or call the number on the back of your card. The list of select restaurants is subject to change.

A statement credit will be automatically applied to your account for purchases made in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Call the number on the back of your card to find out eligibility for your next $300 Annual Travel Credit. Purchases are of products and services, minus returns or refunds, made with the card by you or an authorized user of the account; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. The $300 Annual Travel Credit must be available at the time qualifying purchases are made to be applied to your account. Statement credits will be issued for the year in which the transaction posts to your account. For example, if you pay for baggage fees, but the airline does not post the transaction until after the current annual period ends, the cost of the baggage fees will be allocated towards the following year’s Annual Travel Credit maximum of $300. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. Any purchases that qualify for the $300 Annual Travel Credit will not earn points.

The Edit program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for “The Edit” properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.theeditbychase.com to learn more, other terms may apply.

A statement credit will be automatically applied to your account for qualifying purchases with The Edit by Chase Travel up to a maximum accumulation of $250 in statement credits from January 1 through June 30 and up to $250 from July 1 through December 31, for a total maximum accumulation of $500 in statement credits each calendar year. Calendar year means January 1 through December 31 of that same year. Qualifying purchases are when you or an authorized user of the account use the card for pre-paid “Pay Now” stays of 2 nights or more. Call the number on the back of your card to find out eligibility for your next $500 Credit for stays with The Edit. The $500 Credit for stays with The Edit must be available at the time qualifying purchases are made to be applied to your account. Please allow 6 to 8 weeks for statement credit(s) to appear on your monthly credit card billing statement. We may reverse statement credits if an eligible purchase is returned, canceled, or modified or if you close your account within 90 days of receiving a statement credit. Any purchases that qualify for the $500 Credit for stays with The Edit will not earn points.

You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Reserve credit card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn points: any purchases that qualify for the $300 Annual Travel Credit or the $500 Credit for stays with The Edit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 8 points (“8X points”) on Chase Travel purchases: You’ll earn 8 points for each $1 spent on purchases made using your card through Chase Travel. Travel purchases made using your card through Reserve Travel Designers will only qualify to earn 8 points for each $1 spent if booked directly through Chase Travel. Travel purchases made using your card through FROSCH and its family of travel companies will not qualify to earn 8 points for each $1 spent. 4 points (“4X points”) on flights and hotels booked direct: You’ll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct. Flight and hotel purchases made using your card through Reserve Travel Designers or FROSCH and its family of travel companies will only qualify to earn 4 points for each $1 spent if it is booked direct with the airline or hotel. 3 points (“3X points”) on dining at restaurants purchases: You’ll earn 3 points for each $1 spent on purchases made in the following rewards category: dining at restaurants including takeout and eligible delivery services. 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the Chase Sapphire Reserve rewards program, you can see the latest Rewards Program Agreement at chase.com/sapphirereserve/rewardsagreement and it will also be available for cardmembers after logging in to chase.com/ultimaterewards and will be mailed for new or changed accounts.

Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Purchase Protection – coverage period is 90 days from the date of purchase.

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.